高階BAFS-PFIN-015
Diversifying personal savings means:
A. Borrowing the maximum the bank will lend
B. Keeping every dollar in one stock
C. Ignoring fees
D. Not putting all the money into one asset✓ 答案
解說
Spreading money across assets reduces the damage if one of them falls. One stock is the opposite. Borrowing the maximum raises risk rather than spreading it.