基礎ECON-MONA-003
If the required reserve ratio is 10% and a bank receives a new deposit of HK$1,000, the maximum amount it can lend out in the first round is:
A. HK$100
B. HK$900✓ 答案
C. HK$1,000
D. HK$10,000
解說
Required reserves = 10% × HK$1,000 = HK$100. Excess reserves (lendable) = HK$1,000 - HK$100 = HK$900.