中等ECON-MONA-006
A Hong Kong bank has HK$500 million in deposits and HK$50 million in reserves. The required reserve ratio is 8%. The bank's excess reserves are:
A. HK$10 million✓ 答案
B. HK$40 million
C. HK$100 million
D. HK$450 million
解說
Required reserves = 8% × HK$500m = HK$40m. Excess reserves = Actual reserves - Required reserves = HK$50m - HK$40m = HK$10m.