中等ECON-MONE-004
Which statement separates the required reserve ratio from the capital adequacy ratio?
A. They are two names for the same liquidity rule
B. Capital adequacy is always equal to 1/rrr
C. Only the capital ratio is used in the simple deposit multiplier
D. The reserve ratio is reserves as a fraction of deposits; capital adequacy is capital against risk-weighted assets✓ 答案
解說
The required reserve ratio limits the fraction of deposits that must be held as reserves. Capital adequacy is a solvency rule about capital and risky assets. The simple multiplier uses the reserve ratio, not the capital ratio.